ICO's

Welcome to my review of Cashaa a new ICO which is launching in the cryptocurrency space.

Today I’m sharing my honest opinion and giving you more details so you know whether or not to invest in Cashaa in pre-sale/ico.

Cashaa Review

Founded on 18th January 2017 by a London based company, Cashaa, after testing it for many months. Since the inauguration of this platform, it has transferred above USD 2.5 million to over 12,000 users. Now, the Cashaa review given in this post will assist you to know this platform as well as cryptocurrency closely.

Cashaa is a platform that runs with an aim to offer financial products to the people all over the globe who utilize bank accounts or even not for transactions financially. This platform makes use of blockchain technology to give digital services and transparent financial. Even though it’s built on a specific technology to offer digital services as well as currencies all through the world it indeed works just like a traditional bank.

Now, for it to be differentiated from traditional banks, Cashaa planned to give currency exchange at an affordable cost globally just like other institutions depending on blockchain technology. Simple access to currency (digital), low fees because of lesser overheads as well as foreign currency exchange at better rates are the aims of Cashaa as well.

Also, there is an investment feature of Cashaa that lets investors in participating in the process of economy’s decentralization. It allows cross border cash transfer to the investors by letting them utilize diversified portfolio offering a higher yield. To increase the digital coins liquidity, Cashaa is planned to issue debit cards, CASNext Wallet and also CASNext Cards to its customers.

Workings of Cashaa

Note that Cashaa is created on Auxledger, a scalability, performance, and security targeted enterprise-grade blockchain, to give an efficient performance and maximum security to its clients. The platform claims to also have more than 12,000 registered members all over the world as well as supports almost 100 global currencies since it has been beta tested several times throughout the world.

Auxledger utilizes IPFS or Interplanetary File Storage in decentralizing and distribute some files across Cashaa network. Presently this blockchain is truly planning on partnering with the users of corporate enterprises and government to be used to maintain registries of land, benefit distribution programs and electronic records of health and so on.

Features of Cashaa

Now, some features of this platform not just differentiate it from our traditional banks but from financial institutions which are built on blockchain too.

Targeted unbanked and banked individuals: Some of the blockchain institutions always target either unbanked individuals or banked individuals who can’t access banks because of lack of identification or some other reasons. However, Cashaa is targeting both of these individuals since there are over 3.5 billion people all over the world are either underbanked or even unbanked based on Cashaa’s official site. The main aim of producing Cashaa is to serve the entire people in the world no matter their status of the bank.

Low-cost currency exchange: Simple transfer of any currency globally at low cost is among the main advantages of this cryptocurrency. The foreign exchange trading technology utilized on this platform lets its user’s exchange currencies at low rates compare to any other banking provider.

Global economy investment: The users of this platform are allowed to participate in the worldwide economy because they can easily invest across boundaries in the different portfolio. You can seamlessly transact at low cost by choosing a digital token you want.

pen API as well as SDK: They let its developers solve financial problems by producing DApps, which is a next generation app. To accelerate the platform’s growth, Cashaa has an API and SDK along with integrated artificial as well as biometric intelligence services.

Make use of your wallet or cards to spend anywhere: They are planning to give CASNext Wallet as well as cards to its users to enhance the liquidity of its coins such as cash money Cashaa uses now. This financial platform permits you to spend the digital coins where Visa cards or MasterCard are accepted. They will be introducing a mobile wallet or multi-currency wallet so that users can easily make transactions, obtain balance updates and instantly set intelligent notifications.

Cashaa Conclusion

Being a financial platform that is blockchain-based, Cashaa is created on Auxledger, which is an enterprise-grade blockchain.

The main aim of Cashaa ICO is to produce a banking platform which everybody in the world can access whether they are banked or unbanked.

My honest opinion? This looks like a great ICO and one that could go a long way.

Check out recent reviews of Latium, AppCoins and STK token.

STK (stack) is a new token that is launching and looks pretty impressive.

It’s one of the most hyped up ICO’s at the moment though so the question on everyone’s minds is whether it can live up to the hype.

Today I’m sharing my honest review of the STK (STACK) token.

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STK Review

The future of currency lies in cryptocurrency which is an unregulated way of dealing with funds plus there’s no middle-men like banks taking cuts of peoples money.

International coins use a cryptocurrency system to perform crowdfunding.

It is a great source of capital for startup companies.

This is a form of token sale where participation is sold in an economy thus giving investors access to future project royalties.

Investors are offered crypto-tokens in exchange for cryptocurrencies like Bitcoin or Ethereum.

One of the ICOs which is about to go mainstream is Stack Tokens. They are expected to offer a better way of spending, transferring and saving money. These tokens are based on the idea of using individual’s money. It is a better form of investment since it allows you to store money securely and manage it in any form of currency at your convenience.

Stack Design

Stack tokens facilitate fast, cheap and borderless transactions. They do more than just allow users to perform crypto transactions. This form of ICO enables borderless fiat-to-crypto transactions. Two or more users exchange information. It provides access to state channels which ensure that there is enough cryptocurrency in one’s digital wallet. State channel participants can exchange a large number of transactions instantaneously. Fiat currency is used to complete a sale at a point of sale. It is designed to help users spend their digital currencies using tokens at a cheap transaction cost. Stack tokens are ERC20 compliant thus allowing them to be implemented in the Etherium block chain.

Stack Mechanism

Payments can be done using a smartphone app where money is stored safely and accessed easily. Transactions can be made anywhere using any form of currency including crypto. A stack app is used to spend tokens at a point of sale, globally. Transaction fees are similar to Ethereum,s transaction fees. The state channel technique allows you to make off-chain transactions with the same security guarantee provided by on-chain transactions.

Expected Solutions Stack Brings

These tokens aim at improving acceptance of cryptocurrencies. They are expected to fix digital currencies in the ordinary trade market. This form of individual money is a substitute for traditional investment. Money can be stored more securely and managed easily. This token delivers immediate cryptocurrency costs to a group of individuals. This facilitates a unified addition of cryptocurrency into normal trade and monetary facilities. These tokens also aim at completing payments at point-of-sale much faster.

Check out my other ICO reviews of AppCoins, Latium and STORM.

Using Stack Tokens

Creation of a stacking channel on the STK platform is authorized by loading STK tokens in the mobile wallet. The value of the transaction is provided on the app after spending money at a point of sale. The transaction request sent by the user to the stack is received and verified instantly. Stack and user’s smartphone maintain the current state of the channel. The Stack local currency account is authorized to pay the requested purchase using a global network. There are no fees for making transactions between user and STK, as long as the state channel remains open. All or part of STK tokens can be retrieved from the channel by withdrawing funds. This is done by signing and publishing a withdrawal request. The same is done when closing a state channel.

Stack Verification Policy

There is a verify policy which allows individuals to manage and share verified payments and digital personalities. Users are provided with a reliable line while accessing PII data. It protects end-to-end learning, certifications, affiliation credentials, warranty and digital identity. This policy allows Ethereum to exchange permits and identifications. In-service procurement is facilitated by the verification app-token.

Stack Modes of Payment

The mobile payment app allows merchants and consumers to use cryptocurrencies much easier. It provides NFC-based mobile payments. The user spends their cryptocurrency as the merchant receives fiat currency. This exchange is easily facilitated by state channels. These guarantee real-time transactions on the blockchain. It eliminates the need for replacing POS equipment. An existing payment network will be used to facilitate payments at million merchant locations.

STACK (STK) Conclusion / Opinion

Stack tokens enable you perform transactions using cryptocurrency in mainstream markets as well as brick-and-mortar stores using a simple exchange process, at least that is what their aim is and if it comes to fruition it will be a great thing. That being said this is not really the first of it’s kind. Does that mean that it can’t succeed? Absolutely not. I won’t be investing in this ICO simply because I’d rather wait until it hits exchanges plus I am heavily invested in others at the moment.

If you feel confident in what Stack is offering then there’s no reason not to jump on-board at pre-sale or ICO, it could end up being a great solution.

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Is STORM worth your time and investment?

I’ve been checking out the new ICO for the STORM token to find out more and now I’m sharing my honest review.

Before we jump in…

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Review of Storm Market

Are you interested in the storm market? Do you want to earn from anywhere at any time? Are you looking for a proven formula to utilize your money? If yes, then you can consider the storm market. It will get the ERC-20 token that is designed to facilitate the transactions within a safe, secure, and gamified marketplace.

The company will gamify the current app Bitmaker applications to the storm play that will enable the user to earn the tokens by playing the videos. Besides, they will also have the option to try out new services and products.

There will also be the Storm shop that will enable the people to get tokens by shopping products, Storm Gigs, and services. It will help the users to boost the income by performing the micro-tasks that include the machine learning, P20 freelancing tasks, and QA testing.

If you want to more about this company and the benefits, you can visit the following Storm review. The storm review will focus on all details including the benefits, earning possibilities, and much more.

Check out recent reviews of other ICO’s like Latium and AppCoins

What is Storm market?

It is a gamified micro-platform. This platform can change the perception of the people all over the world. It comes with a simple goal: earn from any place at any time and from any device. There will not be any restriction. It uses the blockchain technology. That is the creation of the bitcoin for the safe and secure transactions.

Blockchain will allow the micro-transactions to be done in a timely and efficient manner without any tampering. StormX, Inc. has the record of one million downloads across the globe in 187 countries.

The company focuses on creating a human-centric interface in a gamified platform to enhance the user experience and to inspire active participation in the storm community. As mentioned earlier, it uses the blockchain technology. This technology can create more opportunities to earn in any part of the world. The users can earn with the simple participation in the P2P freelancing tasks, QA testing, and machine learning as stated above.

Storm market offers a user-friendly and fun gamified experience. Moreover, the uses can use their storm tokens for different actions including the task completion and get boosts for their profiles and leaderboards.

Storm – The Company

The company is located in the USA. It has an experienced team. The CEO of this company is Simon Yu and the CTO is Rui Maximo. Some other popular members are Steven Nerayoff, Hanan Gazit, Calvin Hsieh, Sean Zhong, Esther Song, Sue Yang, and Liam Roberston.

How does it work? 

The users will have three distinct areas to earn the token. These three areas are the followings.

Storm Play: It is a mobile adtech application offered by StormX Inc. These users have to participate and complete these add related opportunities to get profits by earning rewards.

Storm Shop: In this area, the shoppers will get bonus token rewards in the exchange of buying services and products through the marketplace.

Storm Gigs: The Storm Gigs use the Storm tasks to offers tokens to the users. With the Storm Gigs, the users will be able to access the gamified and blockchain-market place where they can earn the tokens from the different activities.

The storm tasks play an important role in the ecosystem. These are similar to the smart contracts. The task will contain all the details including the milestone markers, timelines, and the terms of the payment.

Who can participate in Storm Market?

The market will have three parties. These are Storm players, Storm makers, and Storm masters. The storm players are the freelancers. They can join the network and can perform the tasks as well. They will be able to build the ecosystem and to earn the storm tokens.

The storm makers are the companies that use the storm players to perform some desired task. They work directly with the StormX, Inc. to clear the objectives and engagements that they want to achieve by using the storm players. The storm master is the one that supervises every activity to prevent any fraud. It contributes to the success of the storm players. Besides, they are able to recruit the Storm makers to engage the network of the players.

STORM – Conclusion / Opinion

Thanks for reading this review. My honest conclusion for STORM is that it looks good however I’ll personally be waiting until it hits exchanges. Once it does I will take a closer look to see how it develops and whether it’s worth an investment. That being said if you have a higher risk / reward ratio than I do then by all means check it out further.

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AppCoins is a new ICO that I’m taking a closer look at.

Is this new token really worth your time and investment or should you stay clear of AppCoins?

If you are searching for a detailed review about Appcoins, then continue reading for more details.

Before I start…

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AppCoins Overview

AppCoins is a new digital currency that targets app store users.  Currently, AppCoins has more than 200 million users. It gives users the power to purchase, increase their safety and to unleash the monetization ability, especially for app developers. Blockchain technology has made people aware of the untapped potential of decentralizing business operations. That is why AppCoins has disrupted all other app stores that are mobile.

AppCoins want to revolutionize the economy of the apps using digital tokens and blockchain. It is a project undertaken by the Apitode app store. App developers can now be able to pay their users using AppCoins. Users can also be able to make in-app purchases using AppCoins.

The centralized app market is inefficient because of the many middle-men who are between developers and users. A good example is when app developers decide to pay publishers due to their advertisements, it will be hard for them to distinguish between actual and fake users of these downloads. Most Smartphone users are discouraged to make in-app purchases because of the higher costs.

See our Latium and ETHLend reviews.

AppCoins aims to solve these problems eliminating these middle-men by creating a blockchain for App stores based on the open protocol. But it is mainly targeting Android users. It will remove several limitations that are facing the App economy. It will be used by developers to market their apps or games in App stores. They will also be able to make instant payments to other users. If you want to know more about AppCoins, then continue reading this AppCoins review.

Problems Solved by AppCoins

There has been an increase of Smartphone users in the recent past. It implies that app developers will be making more money than they are making now. AppCoins was designed to solve some of the challenges that are discussed below;

-Ineffective marketing

App developers were forced to hire middle-men to promote their creations. AppCoins came to eliminate these brokers so that the cost of the app or game reduces considerably.

-Reduced access to various in-app purchases

Most Smartphone users are not able to buy using the apps on their phones because of limited options available for payment. It reduces the income for developers and increases their cost of operation.

-No transparency when approving apps

There is no universal method used to confirm and identify who developed an app or game. Most app developers suffer when their app or game are blocked due to unknown reasons by the App store.

How does AppCoins work?

As stated above, the founders of this cryptocurrency intended to use blockchain and smart contracts to solve the problems experienced by app developers. This is a universally accepted language for the app economy.

AppCoins usually pays App stores and hardware manufacturers in a flawless and low-cost environment. It also encourages in-app purchases even if they do not know how the traditional payment methods used to work. They can obtain AppCoins from their fellow users to pay for apps or games without going to their bank accounts.

There are some processes that developers and users can employ for them to trade using this cryptocurrency as listed below:

-There are no advertising intermediaries that are allowed on this platform; fees are only paid the manufacturer of the hardware and the App store. Otherwise, the users and developers transact in a low-cost and seamless environment.

– The AppCoin system works differently from what many people may expect. It is the user who installs an app from a developer who earns and developer deposits money in AppCoins

– Most developers build a reputation on this platform by the history of their transactions

-It helps to boost in-app purchases, and this generates more revenue for app developers.

AppCoins are based on the Ethereum blockchain technology. It has made developers enjoy low advertising cost, fewer or no intermediaries, and good payment solutions. Meanwhile, AppCoin users continue to enjoy high-quality apps and easier payments.

AppCoins Conclusion

AppCoins looks like a strong ICO since it’s an existing business with an app protocol plus it has a strong team behind it. When it comes to ICO’s one of the most important things is not just the idea/concept/business/coin but it’s actually the team behind it. Have they delivered projects before and do they have experience to make AppCoins work? I believe they do because the team has been behind/involved with other successful ICO’s and coins.

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Welcome to my Ethlend review. Today I’m sharing my honest opinion on the new ICO known as Ethlend (LEND token).

It’s an interesting concept but is this a good investment to make at ICO stage or should you wait until it hits exchanges?

My aim is to give you all the details so you can make an informed decision on whether to go ahead and put your faith in the Ethlend (LEND) token.

Before I start…

We’ve put together a list of top cryptocurrency recommendations for our readers:

Click here to see our top cryptocurrency recommendations for 2018

Ethlend Review

Are you searching for a decentralized online platform that facilitates secure and transparent lending? Ethlend is a new cryptocurrency that operates all over the world that connects several borrowers and lenders. It will help its users to access credit and give loans to their peers. The platform aims to remove interest rate variations between various countries by offering more liquidity to places where users can access credit.

By the way be sure to check out recent ICO reviews of CommerceBlock and Latium.

This new digital currency is based on blockchain technology and empowers every user to lend in the global market. It has helped to reduce lending interest rates all over the world. It gives everyone a chance to lend and enjoy the profits, unlike in the past where only banks were allowed to lend. This article will provide an honest Ethlend review that you need to know.

The aim of this cryptocurrency is to develop an international credit market where lenders and borrowers across the globe can lend amongst themselves. It will solve key problems that relate to exchange fluctuation risks, collaterals and credit rating which makes the idea of decentralized credit possible.

Ethlend is different from other blockchain startups because they made their initial release in May this year. They also provided a white paper on how Ethlend could help to change the credit industry completely.

While they were developing this lending application further, they revealed information about their token sale. Ethlend introduces LEND token for its contributors who were taking part in the sale of the token. The tokens are used to make deployment fees and have a discount of 25%.

Stani Kulechov is the man who founded the Ethlend Online platform. Users who need to use this platform need to install Metatask. The platform lends Ether by using LEND tokens as their collateral. It will be a brilliant idea if all people in the world had equal access to credit without going to the banks. continue reading for more Ethlend review information

Unique Features of Ethlend ICO

–  It ensures that lending markets have high liquidity

–  It holds a professional and dedicated team that offers quality support to their clients.

–  Token holders are able to enjoy various privileges

–  It helps users to raise funds in a simple, instant and easy manner.

–  Contributors can buy token even after their sale period is over.

–  Contributors who participate in the early in buying tokens enjoy a 20% bonus.

–  It overcomes volatility risks that are mostly associated with the exchange of cryptocurrency and credit ratings.

–  It overcomes technical barriers that are related with the process of lending.

–  Users are able to avoid the interest rate differences associated with various countries.

–  It enhances adoption of users in their network while adding product value.

–  It gives users a chance to regain after they make losses.

If you wish to know more about Ethlend, then continue reading this Ethlend review for more information.

Benefits of Using Ethlend Cryptocurrency

-Decentralized

This means that no one can stop you from either borrowing or lending. Users will be able to lend through the Ethereum Smart Contracts.

-Transparency

Users are able to see every transaction. You can explore what is happening with your transaction at every stage. You can track your smart contract anywhere anytime.

-Address 2 Address

Users do not require a bank to borrow or lend. Using the Ethereum network, your loans will be sent within minutes or seconds. No middle-men or brokers are involved, just the lender and borrower alone

Ethlend Conclusion

The sale of Ethlend tokens began on November 14, 2017. During the first day only whitelisted individuals will be allowed to buy the tokens.

Ethlend will offer decentralized lending opportunities using the Ethereum Blockchain technology.

It will allow users to enjoy the benefits associated with international lending. It will take lending from regulators and banks to its users. I like the idea of taking away the power from the banks and giving it to the people and think this is a great idea. I really hope they can bring this to the market so it works effectively and thus investing in this ICO definitely has the potential to be a good investment.

Am I invested in ETHLend? Not currently as my funds are tied up elsewhere.

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Want to learn more about the Commerce Block ICO?

With so many ICO’s launching in the cryptocurrency space it’s hard to know what is a legitimate opportunity and what’s just another scam.

Today I’m looking at a new ICO called Commerce Block which to see whether it’s one I would want to invest in.

Before I start…

We’ve put together a list of top cryptocurrency recommendations for our readers:

Click here to see our top cryptocurrency recommendations for 2018

What Is Commerce Block?

CommerceBlock is an open blockchain foundation organization that is building a stage to decentralize fund over open Blockchains. In case you’re new to the magical world of investing in ICO’s you should check this Investopedia article so you know what you’re getting yourself into.

CommerceBlock is putting forth a stage that gives an arrangement of devices that enables anybody to fabricate and utilize administrations to develop contracts, oversee exchange streams, participate in multiparty debate administration, issue resources, and fence money hazard. Their essential objective is to make a framework that the two designers and end-clients will have the capacity to execute all the previously mentioned assignments.

One element that merits specifying is that BIP175 will be actualized on their framework.

For the individuals who don’t think about BIP, the term BIP remains for Bitcoin Improvement Proposal.

What Is Bitcoin Improvement Proposal?

The Bitcoin Improvement Proposal is a standard to submit potential changes or enhancements that will positively affect the bitcoin convention overall. BIP175 proposition was made on 2017-07-17, of which it uses various levelled deterministic wallets as portrayed in BIP-0032 and the “Reason Field” in BIP-0043, this archive is the key determination plot sketched out by Timo Hanke and Ilja Gerhardt. The convention is developed such that agreements are cryptographically connected with the escrowed Bitcoin address.

The stage itself will have zero ability to see into the points of interest of this agreement, they are open just on the customer side by the mediator, payer, and payee.

How CommerceBlock Works

CommerceBlock is an open blockchain foundation organization assembling a stage where anybody can manufacture and utilize money related items that are generally held for business managing a clients account. Bitcoin’s blockchain gave the world permission-less money related development. CommerceBlock’s item offerings, then, enable anybody to assemble and utilize administrations that develop contracts, oversee exchange streams, take part in multiparty question administration, issue resources, and support money hazard.

Utilizing the CommerceBlock stage, designers and end clients can deal with all phases of business communications while satisfying their legally binding commitments. The center framework of CommerceBlock has just been actualized. CommerceBlock discharged its initially open source execution as a compensation to-contract and homomorphic address convention. The convention was worked to oversee business rationale, the client supports, and exchange subtle elements on the customer side, which implies CommerceBlock never approaches client assets or private data.

That first execution is composed as an augmentation of BIP-0032 (which was for various levelled deterministic wallets). The convention is intended to copy certifiable instalment connections amongst vendors and clients, which implies just the trader have cryptographic verification of who is being paid – and for what.

This is one of a few blockchain advances proposed by CommerceBlock. In any case, this proposition has just been sent for endorsement. Any individual from general society can get to CommerceBlock’s apparatuses on the official site.

What Do They Offer?

CommerceBlock’s item offerings give a suite of apparatuses that empowers anybody to assemble and utilize administrations that develop contracts, oversee exchange streams, take part in multiparty question administration, issue resources, and support money chance. Who’s Behind CommerceBlock? CommerceBlock is driven by Nicholas Gregory (CEO) and Omar Shibli (CTO).

CommerceBlock Conclusion

The team behind CommerceGroup has a profound involvement in cryptocurrency, and has been operating with bitcoin since 2012. This is a team that you can be confident know what they are doing and in my honest opinion an investment albeit risky could provide a nice upside. It’s all about risk/reward with these ICO’s you should never just blindly invest but doing due diligence and research will give you the information you need.

I won’t personally be investing in CommerceBlock.

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